Financial Tools

Empower yourself! Here you will find a selection of investor and accounting tools. For your convenience, we have compiled a list of useful resources.


Should I purchase or lease an automobile

Zero % financing or taking the dealer rebate

What are my payments going to be?



Advantages of a 529 plan

Payments on a parent PLUS loan

How much should I be saving for college?



How long will it take to pay off my credit card?

Consolidating debt

Impact of making extra payments



How much home can I afford

Comparing mortgage terms

Should I change to a bi-weekly payment?

What is better: adjustable or fixed rate mortgage?



Convert to a ROTH IRA

Maximize employer’s 401K plan

How much will I need to retire?

When should I begin saving for retirement

Compare a traditional 401(K) to ROTH (K)



Becoming a millionaire

How long will it take to double my money?

Save now or later


Please note: J A McCoy CPA, P.C. is not responsible for the content of external websites. Following the links above implicitly constitutes acknowledgement and acceptance of this agreement.  Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice or supplement the advice of a professional advisor.  There is not and can not be a guarantee of their applicability or accuracy in regards to your individual circumstances.  All examples are hypothetical and are for illustrative purposes.  You are encouraged to seek personalized advice from qualified professionals regarding all personal finance matters.